1. Acceptance of Terms

By purchasing, accessing, or participating in any course, coaching, mentorship, or trading education provided by The Online Wealth Club Pty/Ltd, you agree to be bound by these Terms and Conditions. If you do not agree, you must not purchase or access our products or services.

2. Personal Responsibility and Assumption of Risk

By purchasing or participating in any course, coaching, mentorship, or trading education offered by The Online Wealth Club Pty/Ltd, you acknowledge and agree that you are solely responsible for your own financial decisions, trades, actions, and outcomes.

You understand that all trading and investing involves risk, including the potential loss of capital. You accept full responsibility for both profits and losses and acknowledge that no outcomes or results are guaranteed.

To the fullest extent permitted by law, you agree that Rebecca Onley, The Online Wealth Club Pty/Ltd, and any related entities, representatives, contractors, or affiliates shall not be held responsible or liable for any losses, damages, or outcomes arising from your participation, including but not limited to financial loss, missed opportunities, or trading decisions made by you.

By proceeding with your purchase, you expressly release and indemnify all parties listed above from any claims, liabilities, or demands arising directly or indirectly from your use of the information, education, or guidance provided.

3. Educational Purpose Only

All content, materials, coaching, mentorship, and trading education provided by The Online Wealth Club Pty/Ltd are for educational and informational purposes only. Nothing provided constitutes financial advice, investment advice, trading recommendations, or tax advice.

You are encouraged to seek independent advice from a licensed financial advisor or tax professional before making any financial or investment decisions.

4. No Guarantees

We make no guarantees regarding income, profits, trading success, or financial outcomes. Any examples, results, or testimonials shared are not a promise or guarantee of future results.

5. Access and Delivery

Access to digital products, courses, coaching, or mentorship is provided immediately upon purchase unless otherwise stated on the applicable order form or sales page.

6. All Sales Are Final

All purchases made with The Online Wealth Club Pty/Ltd are final. We do not offer refunds, exchanges, or cancellations under any circumstances unless explicitly stated otherwise in writing on the order form at the time of purchase.

7. User Generated Content

If you submit, post, or share content within our programs, communities, or platforms, including comments, testimonials, or posts, you grant The Online Wealth Club Pty/Ltd a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and display such content for business and marketing purposes.

You agree not to post content that is unlawful, harmful, defamatory, or infringes on the rights of others.

8. Dispute Resolution

If you have a dispute or concern regarding any product or service, you agree to first contact us directly at:

Email: bec@theonlinewealth.club

We will make reasonable efforts to resolve disputes in good faith before any formal action is taken.

9. Limitation of Liability

To the maximum extent permitted by law, The Online Wealth Club Pty/Ltd, Rebecca Onley, and any related parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or inability to use our products or services.

10. Intellectual Property

All content, materials, trademarks, logos, and intellectual property provided by The Online Wealth Club Pty/Ltd remain the exclusive property of the company. You may not copy, reproduce, distribute, or resell any materials without prior written consent.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Australia. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Australia.

12. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Continued use of our products or services after changes are made constitutes acceptance of the updated Terms.